At WT Bell we can help secure you very competitive car finance, with low rates and low deposit options. Our FCA accredited business managers can offer you tailor made competitive finance packages from one of todays leading market lenders.


Hire purchase is a way to finance buying a new or used car.

You (usually) pay a deposit and pay off the value of the car in monthly instalments,

with the loan secured against the car.

This means you don’t own the vehicle until the last payment is made.


A personal contract purchase (PCP) is a complicated way to pay for a car.

It’s like long-term rental, allowing you to use the car until the contract ends.

At the end of the contract, you can: … Pay the resale value (Balloon Payment) and keep it.

To apply for finance please fill out an online form by clicking here

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